Junior Mortgage Underwriter Information

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Cathay General Bancorp

In 1962, Cathay Bank opened for business with the mission of providing financial services to the growing but underserved Chinese-American community in the greater Los Angeles area, thus becoming the first Chinese-American bank in Southern California. Recognizing that the community it served was part of a more diverse one, Cathay Bank adopted the motto "An Open Door for All." Its rapid expansion was fueled by successive waves of immigration, burgeoning trade between America and Asia, and the e... Read More

Address	Cathay Bank Loan Servicing Department EL-3-A 9650 Flair Drive, El Monte, CA 91731
Website	/www.cathaybank.com/
Holding	No Holding Details

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Junior Mortgage Underwriter

Issues prequalification letters as requested by the mortgage loan originators within designated timeframes.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Approves loan conditions within designated timeframes.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Assists mortgage loan originators in understanding loan conditions.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Ensures compliance with Bank, regulatory, and credit requirements with emphasis on quality customer service while adhering to established deadlines.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Prepares initial and final loan decisions as needed when other Underwriters are out of the office.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Underwrites mortgage loans in compliance with bank and investor credit guidelines.

<img src="https://www.cathaybank.com/images_1024/spacer.gif" height="6">
Basic Requirements:
<img src="https://www.cathaybank.com/images_1024/spacer.gif" height="6">
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">College degree in Accounting or business related discipline preferred.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">3-5 years mortgage lending and banking experience with good knowledge of lending regulations and credit/collateral analysis practices. Specific experience with Fannie Mae or Freddie Mac underwriting guidelines preferred.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">PC proficient.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Good verbal and written communication skills.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Bilingual a plus.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Organized and detail oriented.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Able to develop working knowledge of Bank’s credit underwriting policies and approval process for assigned loans.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Ability to analyze credit transactions.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Ability to work effectively in a fast paced, high production environment.
<img src="https://www.cathaybank.com/images_1024/pointer_red.gif">Strong financial analysis and accounting skills.

Other Job Information

Vacancy type:	Full Time	Contact Mode:	not provided
Fax:	not provided	Contact Name:	not provided
Job Duration:	not provided	Phone:	(1-800-922-8429)
Email:	not provided