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Capital Bank Corporation

Capital Bank was formed by Capital Bank Financial Corp. (formerly North American Financial Holdings, Inc.), a bank holding company incorporated in the state of Delaware in 2009. Capital Bank Financial Corp.’s objective is to create a regional banking franchise in the southeastern United States through organic growth and acquisitions of other banks, including failed, underperforming and undercapitalized banks. Beginning in December 2009, Capital Bank Financial Corp. raised approximately $900 m... Read More

Address      333 Fayetteville Street Raleigh, NC 27601
Website      /www.capitalbank-us.com/
Holding      No Holding Details

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Credit Officer

 SUMMARY
Partners with Sr. Commercial Credit Executive to manage the portfolio to meet quality and profitability objectives and to minimize risk and loss.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

Works with the Special Assets, Loan, Construction, Appraisal and OREO Departments

Works with lending personnel and borrowers to better secure collateral and/or assets of the borrower

Reviews and works with large-size loans of high complexity

Assists in the evaluation of loan loss reserve adequacy and establish specific reserves as needed

Assists Sr. Credit Executive, as directed, in development of individual and department reports to Senior Management and other parties

SUPERVISORY RESPONSIBILITIES
Exercises the usual authority of a manager concerning hiring, staffing, training, performance appraisals, promotions, salary recommendations and terminations. Provides leadership by example at all times, through support and endorsement of bank policy.

CORE VALUES
Every employee is encouraged and managed to demonstrate: Integrity, Respect/Support, Commitment, Excellence, Stewardship, Leadership, and to represent the bank as an Ambassador.

CONTROL RELATED RESPONSIBILITIES
Become knowledgeable regarding the department's internal controls as outlined in the policies and procedures and comply with all control requirements.

COMPLIANCE
Ability to comprehend and adhere to Federal and State banking regulations, Company policies and procedures, and successfully participate in regulatory and Company training requirements via multiple and variable delivery methods.
Requirements     QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Requires a bachelor's degree in finance, business, accounting or related field.

Minimum of 10 years of experience in lending and/or credit administration.

Minimum of 5 years in a management level position.

Extensive experience in formal credit analysis and banking regulations.

Knowledge and experience in multiple product lines is critical.

Strong organizational skills and experience in working independently to solve problems required.

Relies on extensive experience and judgment to plan and accomplish goals; decisive and strong decision maker; a wide degree of creativity and latitude is expected.

Knowledge of Jack Henry/Silverlake processing system and Lien Law required.

Extremely strong communication and negotiating skills.

Ability to effectively interact with clients, attorneys, outside professionals, outside regulators and Bank Personnel, Senior Management and Board of Directors required.

Ability to prioritize effectively and meet aggressive deadlines while paying meticulous attention to detail required.

Ability to multi-task.

Skilled in Microsoft Office applications (Word, Excel, etc).

PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to hear, speak and sit. This position regularly uses a computer (keyboard/mouse/screen) and telephone. The employee is frequently required to stand or walk. The employee is regularly required to use hands to finger, handle, or feel and reach with hands and arms. The employee must occasionally bend, lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision (computer work).

WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Ability to work in internal and external conditions with varying temperatures

Other Job Information

Vacancy type:

Full Time

Contact Mode:

not provided

Fax:

305.224.4962

Contact Name:

not provided

Job Duration:

not provided

Phone:

305.405.7070

Email:

careers@capitalbank-us.com

News - Capital Bank Corporation

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